Central Government Schemes in India (2024–2025): Key Welfare Initiatives You Must Know
The Government of India has launched several important central government schemes between 2024 and 2025 to strengthen social security, promote education, ensure healthcare coverage, boost clean energy adoption, and reform pensions. These schemes are highly relevant for UPSC, SSC, Banking, Railways, State PSC exams, and also useful for general awareness readers worldwide.
Major Central Government Schemes (2024–2025)
In February 2024, the government launched PM Surya Ghar: Free Electricity Scheme with the objective of promoting rooftop solar energy and providing free electricity to eligible households. This scheme plays a key role in India’s clean energy transition and reduction of household power bills.
In September 2024, the NPS Vatsalya Yojana, introduced by the Ministry of Finance, was announced to strengthen long-term financial security planning under the National Pension System framework, with a special focus on future-oriented savings.
The PM e-Drive Scheme, launched on 1 October 2024, aims to promote digital mobility solutions and technology-driven reforms in transport and governance, aligning with India’s Digital India vision.
On 3 October 2024, the government rolled out the Prime Minister’s Internship Scheme, designed to enhance youth employability by providing structured internship opportunities and practical work exposure across sectors.
For senior citizens, the Ayushman Bharat Vaya Vandana Yojana, launched on 29 October 2024, focuses on healthcare security by extending medical support and insurance benefits to elderly citizens.
Moving into 2025, the Pradhan Mantri Vidya Lakshmi Yojana was implemented on 1 January 2025, enabling students to access education loans easily through a unified digital platform.
On the same date, One Nation, One Subscription was introduced to provide nationwide access to academic journals and research publications, significantly benefiting students, researchers, and higher education institutions.
In July 2025, the government approved the National Cooperation Policy 2025, aimed at strengthening cooperative institutions and enhancing their role in economic development and rural empowerment.
Finally, the Integrated Pension Scheme, launched on 1 August 2025, marked a major reform in India’s pension system by integrating and streamlining pension benefits to ensure better social security coverage.
Why These Schemes Are Important
These central government schemes reflect India’s focus on:
Clean energy and sustainability
Youth employment and education
Senior citizen welfare
Pension and social security reforms
Cooperative and institutional strengthening
